The Beginner’s Guide to Investing – How to choose 401k options

The Beginner’s Guide to Investing – How to choose 401k options

I recently started a new job, which meant reviewing the multi-page booklet of investment options for my new 401k. It gave me flashbacks to a time when I first started working. The jumble of options, percents, ratios, and expenses looked more frightening than my differential equations homework. It is like going out for ice cream [...]

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Investing Needs a Rebrand: 3 Money Myths We Need to Forget

Investing Needs a Rebrand: 3 Money Myths We Need to Forget

Bodies are packed wall-to-wall, noise reverberates off the walls. Fists pump in the air as lights flash. Where are we? We are at the imaginary Wall Street, the media-hyped center of buying-and-trading. However, this old school idea of investing-- the shouting people, frantic hustle, slew of papers-- perpetuates several myths that discourage people from managing [...]

Trading useless junk for freedom

Trading useless junk for freedom

Back in elementary school they did a lot to scare us out of smoking. A huge poster of a woman dominated the nurse's office, where you could see through half of her body as if with cartoon x-ray vision. You could see her rotting lungs, cavity-filled mouth, and other gross consequences from habitual smoking. Definitely [...]

Inertia: Financial Friend or Foe?

Inertia: Financial Friend or Foe?

I do things in bursts. I let messes accumulate until one day I decide that is enough and clean everything. I don’t like making calls so I will wait all year for a burst of energy one Thursday afternoon when I book a dentist, doctor, and car maintenance appointment one after another. It’s important that when the [...]

The Beginner’s Guide to Investing – For When You Just Want To Be Told What To Do

The Beginner’s Guide to Investing – For When You Just Want To Be Told What To Do

So you've followed The Ultimate Flowchart and you have a budget. You save up 3-6 months of expenses for an emergency fund, and now you're sitting pretty. What next? When I finished with school I had knowledge piled up in my head: I knew how to calculate fluid velocity in a pipe, the fracture toughness of a [...]