Money Diary: A Week in Portland, OR

Money Diary: A Week in Portland, OR

When Refine My Money told me about her series on money diaries in different major cities, it sounded like a fantastic idea. She then asked me to write one up for her and I was in! I had seen other people keep money diaries but was never organized enough to do it. It is definitely [...]

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6 Things I Don’t Regret Buying

6 Things I Don’t Regret Buying

Last month I published a post on my Top 4 Most Regrettable Purchases, but of course there is a flip side: all the things I in the last year that I am grateful for. The list got quite long-- I don't regret the plants, the art supplies, or the instruments we have, for example, so I [...]

My Money Map – A Complete Financial Breakdown

My Money Map – A Complete Financial Breakdown

For a long time I stashed my money away in a bank earning 0.01% interest. In case you are wondering, that is a very bad rate. I did not really care to check or compare, it was just somewhere to put the money. When I started my first internship I was auto-enrolled in a 401k, [...]

September 2018 Expense Report

September 2018 Expense Report

I didn’t spend too much time at home this month. I converted from hourly to salary at my new job so I flew down to California to go to orientation. I flew out early in order to take advantage of the weekend and crashed at a family's place in San Francisco. Disclosure – this post [...]

August 2018 Expense Report

August 2018 Expense Report

Despite smoke haze, August has been a great month for us. We spent weekends with family, hanging out at the lake, going to concerts on the green, and threw in a few days in Denver as well. The general trend of this month was frugality by generosity of our respective families. We are very grateful [...]

How Much You Need to Retire

How Much You Need to Retire

It is easy to disregard retirement when it feels far out on the horizon. Imagine your financial life like a sailing adventure—the destination is beyond our sight, but we can at least set a destination and course correct as needed. When I did some financial research, I realized that the horizon didn’t have to be [...]

Credit Cards: Good or EVIL?

Credit Cards: Good or EVIL?

"John is really into personal finance," my friend told me as the three of us sat eating lunch around the blue metal table. "He has eleven credit cards." I was confused for a second, having eleven credit cards didn't sound like someone who is good with money. He clarified that he got them for the [...]