When Refine My Money told me about her series on money diaries in different major cities, it sounded like a fantastic idea. She then asked me to write one up for her and I was in! I had seen other people keep money diaries but was never organized enough to do it. It is definitely [...]
Last month I published a post on my Top 4 Most Regrettable Purchases, but of course there is a flip side: all the things I in the last year that I am grateful for. The list got quite long-- I don't regret the plants, the art supplies, or the instruments we have, for example, so I [...]
For a long time I stashed my money away in a bank earning 0.01% interest. In case you are wondering, that is a very bad rate. I did not really care to check or compare, it was just somewhere to put the money. When I started my first internship I was auto-enrolled in a 401k, [...]
I didn’t spend too much time at home this month. I converted from hourly to salary at my new job so I flew down to California to go to orientation. I flew out early in order to take advantage of the weekend and crashed at a family's place in San Francisco. Disclosure – this post [...]
Despite smoke haze, August has been a great month for us. We spent weekends with family, hanging out at the lake, going to concerts on the green, and threw in a few days in Denver as well. The general trend of this month was frugality by generosity of our respective families. We are very grateful [...]
It is easy to disregard retirement when it feels far out on the horizon. Imagine your financial life like a sailing adventure—the destination is beyond our sight, but we can at least set a destination and course correct as needed. When I did some financial research, I realized that the horizon didn’t have to be [...]
"John is really into personal finance," my friend told me as the three of us sat eating lunch around the blue metal table. "He has eleven credit cards." I was confused for a second, having eleven credit cards didn't sound like someone who is good with money. He clarified that he got them for the [...]
