The Psychology of Money– 4 Ways Your Brain is Working Against You

The Psychology of Money– 4 Ways Your Brain is Working Against You

If you are human, you likely have some hang-ups around money. Our brains are wired in ways that make money management difficult. In order to take control of your finances, it helps to understand the unconscious beliefs that underly your decisions. In the financial realm, there are four psychological phenomena that heavily weigh into our money [...]

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The Line Between Frugal and Cheap

The Line Between Frugal and Cheap

Nobody wants to be called cheap. We dread being labeled a scrooge, likened to a mean, greedy recluse who would do anything to avoid parting from a penny. We want to be known for our generosity while still saving enough for ourselves. Those who decide to be money-wise are often nervous of being accused of [...]

Money Diary: A Week in Portland, OR

Money Diary: A Week in Portland, OR

When Refine My Money told me about her series on money diaries in different major cities, it sounded like a fantastic idea. She then asked me to write one up for her and I was in! I had seen other people keep money diaries but was never organized enough to do it. It is definitely [...]

House of Five Financial Horrors

House of Five Financial Horrors

In honor of Halloween let me introduce you to the money monsters we face. Brace yourself for five appalling creatures intent on wrecking financial havoc. The Too-Good-To-Be-True Siren Beware the siren call of spectacular profits with low risk. Shut your ears from the tempting tease to wire money or pay a fee before a new [...]

Finding Fulfillment — What Will You Be When You Retire?

Finding Fulfillment — What Will You Be When You Retire?

Two days ago, my phone buzzed with a trending post on Reddit. The post detailed someone who had achieved FIRE (financial independence and retire early), but says he is ready to go back to work. “The past year has been horrible for me,” he writes, “The lack of socialization, need to get out of the house, [...]

Tackling the Money Taboo — How to Talk About Your Finances

Tackling the Money Taboo — How to Talk About Your Finances

How old were you when you had the talk? You know, the one where you sit down awkwardly with your parents, going red in the face as you both dance around a topic you would rather not broach? You know, the one where you talked about your family's entire financial situation, including their income, debt, and net [...]

Life Update – FM’s Terrible, Horrible, No Good, Very Bad Weeks

Life Update – FM’s Terrible, Horrible, No Good, Very Bad Weeks

I am two weeks into a new job and I declare them the terrible, horrible, no good, very bad weeks. First off, in my last week working for my old company I started getting really itchy eyes and a runny nose—figured I must have picked up some allergies in adulthood. I said goodbye to coworkers, [...]