I recently started a new job, which meant reviewing the multi-page booklet of investment options for my new 401k. It gave me flashbacks to a time when I first started working. The jumble of options, percents, ratios, and expenses looked more frightening than my differential equations homework.
It is one thing to clock in to work every day, earning a paycheck and steadily working towards financial independence, but it is crucial to remember to enjoy life in the process. One way to avoid burn out is to make sure to intentionally take time off and unplug from the daily demands of work.
Bodies are packed wall-to-wall, noise reverberates off the walls. Fists pump in the air as lights flash. Where are we? We are at the imaginary Wall Street, the media-hyped center of buying-and-trading. However, this old school idea of investing– the shouting people, frantic hustle, slew of papers– perpetuates several myths that discourage people from managing […]
We all have those things that make us wonder, “Why did I buy that?!” Whether it is an item that underperforms or just never gets used, some purchases are just plain regrettable.
We don’t get to choose where we are born. We don’t have a say where we spend our childhood. We make memories in our small corners of the world, our home chooses us. However, in adulthood, we get to choose our home. How does one decide where to live?
Despite smoke haze, August has been a great month for us. We spent weekends with family, hanging out at the lake, going to concerts on the green, and threw in a few days in Denver as well. The general trend of this month was frugality by generosity of our respective families. We are very grateful […]
I cringe every time someone says, “I am not a math person.” You are many things, and one of them is a math person. You are an artistic person, a creative person, a dancing person, because you are human. The surest way to hamstring your growth as a human being is to peg yourself into […]
The journey to FIRE– financial independence, retiring early– looks like a lot of things to a lot of different people. Some people retire to the countryside. Others retire to travel the world. Still others ‘retire’ to run their own business. No matter what the path, all the journeys have five things in common, and along […]
The average American woman spends $44 on a haircut. Add 20% tip, the total rises to $53. If she goes to a salon the recommended 4-8 times a year, she pays $212-$424 per year on haircuts. The average American man will spend $28 on a haircut. Add 20% tip, he will pay $34 every visit. […]
Four steps helped us set some goals, benchmark our spending, and make meal-planning happen.