Trading useless junk for freedom

Back in elementary school they did a lot to scare us out of smoking. A huge poster of a woman dominated the nurse’s office, where you could see through half of her body as if with cartoon x-ray vision. You could see her rotting lungs, cavity-filled mouth, and other gross consequences from habitual smoking. Definitely […]

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Credit Cards: Good or EVIL?

“John is really into personal finance,” my friend told me as the three of us sat eating lunch around the blue metal table. “He has eleven credit cards.” I was confused for a second, having eleven credit cards didn’t sound like someone who is good with money. He clarified that he got them for the […]

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