Despite smoke haze, August has been a great month for us. We spent weekends with family, hanging out at the lake, going to concerts on the green, and threw in a few days in Denver as well. The general trend of this month was frugality by generosity of our respective families. We are very grateful […]
The journey to FIRE– financial independence, retiring early– looks like a lot of things to a lot of different people. Some people retire to the countryside. Others retire to travel the world. Still others ‘retire’ to run their own business. No matter what the path, all the journeys have five things in common, and along […]
A travel bug scuttled around the house as I grew up, buzzing through hallways lined with photographs of faraway places. My parents met while on a three-day trek in New Zealand, so I guess it was inevitable that they would bring the bug home with them. I try to follow in their footsteps and travel […]
Back in elementary school they did a lot to scare us out of smoking. A huge poster of a woman dominated the nurse’s office, where you could see through half of her body as if with cartoon x-ray vision. You could see her rotting lungs, cavity-filled mouth, and other gross consequences from habitual smoking. Definitely […]
July was the month of beautiful sunsets. I had a couple of goals based off of last month’s spending, but since I don’t budget, I wasn’t sure how well I did until I wrote up this report.
I do things in bursts. I let messes accumulate until one day I decide that is enough and clean everything. I don’t like making calls so I will wait all year for a burst of energy one Thursday afternoon when I book a dentist, doctor, and car maintenance appointment one after another.
As I read more into personal finance, one thing kept popping up: the side-hustle. Ideally, this was something you could do in your spare time to earn a little supplemental income. While the idea seemed intriguing, I come home after work exhausted, barely able to conjure up the effort it takes to make dinner let alone […]
I like to think I’m good with money and saving, but I know I’m bad at budgeting, which is the #1 rule of finance: know where your money is going! So part of this blog will be to keep track of monthly expenditures. I’m hoping I will find some patterns and areas where I can […]
Negotiating your salary is the biggest opportunity to control your compensation. Raises tend to hover around 2–3% of your base salary, whereas negotiating at the beginning will generally yield a 10–30% pay increase. Though it might be uncomfortable, in the end you risk very little, as offers are generally extended with wiggle room for negotiation. […]
Lifestyle inflation is like an insidious bug, eating away at the edges of your budget, chirrupping “you can afford it!” Before you know it the bug scuttles away, clutching your nest egg and laughing as maniacally as a bug can laugh. Seriously though, humans are crazy quick to adapt. Give us more money, we find […]