For a long time, I stashed my money away in a bank earning 0.01% interest. In case you are wondering, that is a very bad rate. I did not really care to check or compare, it was just somewhere to put the money. When I started my first internship I was auto-enrolled in a 401k, […]
How Much You Need to Retire
It is easy to disregard retirement when it feels far out on the horizon. Imagine your financial life like a sailing adventure—the destination is beyond our sight, but we can at least set a destination and course correct as needed.
Credit Cards: Good or EVIL?
“John is really into personal finance,” my friend told me as the three of us sat eating lunch around the blue metal table. “He has eleven credit cards.” I was confused for a second, having eleven credit cards didn’t sound like someone who is good with money. He clarified that he got them for the […]
The Lie of the Sale is No Small Potatoes
When I was seven I loved Jackie Chan. I watched the show avidly, loving the idea of powers bestowed by an animal, the elaborate fight scenes and dramatic storylines. When I was eight, I was so over Jackie Chan. My dad found some sneakers at Payless that were half off. They had a Jackie Chan […]
Don’t Wait, Automate!
You got a promotion at work, you started side hustling, you got your tax return and you’re ready to celebrate! You pop the champagne, head out for a meal, and treat yo’ self. Besides, you can afford it now, right? It’s easy to turn over our pockets at the end of the month and wonder […]
On Budgeting
“Hi Mechanic,” my friend’s voice played over the voicemail, “I am going to Japan for six months, and was wondering if you had any advice on how to handle finances while abroad,” My heart beat faster, excitement coursing through me. Three of my favorite things: Travel, finance, and giving actually solicited advice! Is this real […]
The Ultimate Flowchart
At some point after becoming an adult, you wish there was an instruction booklet or something telling you exactly what you need to know. People will tell you, “It depends on the situation!” and you will say, “Yeah, yeah, I know, so what should I do for my situation?” Eventually, you go off and get a financial […]