July 2018 Expense Report

July 2018 Expense Report

July was the month of beautiful sunsets. I had a couple of goals from based off of last month's spending, but since I don't budget, I wasn't sure how well I did until I wrote up this report. Spend less on eating out. In June, I spent $54 on eating out. Not an enormous sum, [...]

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Inertia: Financial Friend or Foe?

Inertia: Financial Friend or Foe?

I do things in bursts. I let messes accumulate until one day I decide that is enough and clean everything. I don’t like making calls so I will wait all year for a burst of energy one Thursday afternoon when I book a dentist, doctor, and car maintenance appointment one after another. It’s important that when the [...]

Review: Side-Hustling with Wag!

Review: Side-Hustling with Wag!

As I read more into personal finance, one thing kept popping up: the side-hustle. Ideally, this was something you could do in your spare time to earn a little supplemental income. While the idea seemed intriguing, I come home after work exhausted, barely able to conjure up the effort it takes to make dinner let alone [...]

How to Save For Joy: Drop Your Inner Money-Miser

How to Save For Joy: Drop Your Inner Money-Miser

Cheapskate. Miser. Scrooge. These words describe people with an unhealthy relationship with money and often other people. Frugal people often walk this line-- how can we be mindful money managers without being misers? The distinction got me thinking about the balancing act between the future and now, saving and spending, and the relationships we have [...]

How Much You Need to Retire

How Much You Need to Retire

It is easy to disregard retirement when it feels far out on the horizon. Imagine your financial life like a sailing adventure—the destination is beyond our sight, but we can at least set a destination and course correct as needed. When I did some financial research, I realized that the horizon didn’t have to be [...]